While bulls argue that large insurance brokers do not heavily participate in personal lines or small commercial markets, BofA counters that years of constant “tuck-in M&A” have created a “snowball effect.” Hundreds of small acquired shops have brought a significant amount of low-complexity, small-ticket business under the umbrellas of large brokers, a vulnerability that is often obscured by subpar public disclosures. Furthermore, even large-case, complex business—which is unlikely to face direct disintermediation—could experience pricing deflation as AI demystifies the insurance markets for sophisticated corporate buyers.
В США отказались от ответственности за ситуацию на Ближнем Востоке08:28
，详情可参考搜狗输入法2026
Венесуэла подписала новые контракты на поставку нефти США08:58
Зарина Дзагоева
，详情可参考一键获取谷歌浏览器下载
Американские сенаторы захотели принудить Трампа прекратить удары по Ирану14:51。业内人士推荐体育直播作为进阶阅读
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